An open letter from the Senior with 2020 Hindsight

I came of age at a time when computers occupied an entire room and the hope of ever owning one was out of the question. Eventually, times changed and as they become smaller and more affordable, it allowed a few  of us back in 1971 the chance to buy a KENBAK-1 for $750.00 for their  personal use. The average hourly wage at that time was just $1.60, so  effectively that computer cost about three months wages.

When Microsoft went public in the mid-1970s, I chuckled thinking it would  never succeed because I couldn't wrap my head around the word  'software'. I'm not laughing anymore because as I look back, I now know I  missed out on a lot of financial opportunities afforded those who were  wise enough to understand what it had to offer.

After kicking myself for 50 years for not seeing its potential, I got lucky and maybe  got a partial reprieve for my short-sightedness. Another groundbreaking, earth-shattering idea that is taking the business world by surprise, and I am standing at its forefront, ready to capitalize on it. What I see coming over the horizon has the potential of giving early investors a chance to make exponential returns on their investment. It's going to  take the world by storm, and it is going to happen whether governments like it or not.

It has been around for ten years already, but no one really realized its full potential until a few years ago. It's called Bitcoin and on 3 January 2009, this grand-daddy of digital currencies was introduced to the world. This coin has revolutionized how  we spend our hard-earned cash by computerizing it. That's right. You heard me right. And whether we like it or not; a cashless society is in our future and Bitcoin is driving that.

Our way of conducting  business has got to change and began to adapt to the computer age. To accomplish that, it has to go through a metamorphosis, and when it is  complete, it will be known as cryptocurrency. Crypto because it has a lot of privacy features that cash doesn't. We need to change the way we think about money, a mindset correction, a paradigm shift, call it what  you will but believe me when I tell you it gets harder the older you  are.

I'm not telling you anything you don't already know, but therein lies my conundrum. Although I have a college education, I lack the technical language skills to understand what is said. Everyone  talks and writes as if they all shared the same parentage. These new words have sharp barbs for those who try to grasp them without having  the computer savvys to understand their full meaning. In short, I'm homeless in this new community.

There are over 900 million people (11%) in the world over the age of 60. In the United States, that figure reaches a staggering 60 plus million or just shy of 20% of our total population and in the proceeding years that figure is only going  to increase.

This cryptocurrency fraternity that everyone belongs to appears to exclude anyone over the age of sixty. It isn't because of any preconceived prejudices or that we aren't welcome. Like the analogy of the homeless individual, I understand where the house is, but I'm locked out because I can't find the keys to unlock the door.

The retired community needs a simplified website, a 101, if you will,  that they can go to so they can get schooled on cryptocurrencies. The website has to be free due to the individual's fixed income, it has to be impartial, and it needs to explain the intricacies of exactly what this new type of money is and how they can access it. Over time, as a society ages with cryptos in their lives forever, then the whole of that society will be carried along, till then seniors and others need help.

It should contain all the conceivable questions an individual might ask. And be in a language that we can all understand. And the 'we' is not a small number and the 'you' need us for mass adoption!

Currently, there are over 2,475 companies who tout their coins. Some are legit while others are far from it. Have it identify what kind of red flags to look for while reading their white papers. We know we need to do our due diligence and not invest what we can't afford but help give us a fighting chance.

I could go and on but I'm sure by now you are getting the gist of what I am addressing.

In short, I want to become more involved and educated with cryptocurrencies, but I can't for the reasons I have stated. I am requesting someone's help to unlock tomorrow's doors today. Are you that  person, do you have friends who can help, can you at least spare time  for those that aren't as quick or clue'd up as you but who clearly sense  that there is potentially something huge here and who have the curiosity to want to understand it better?

In closing, when I was in the military, my bosses always told me never to present a problem  without a solution in hand. You have the solution. I have the problem.

In the meantime, along my journey of discovery, I have come across any number of helpful references sources and not just the exchanges, the coins own sites and the myriad of crypto commentators on business social  media and in the MSM.

One great place to promote this new website, if it happens, and at the same time enlighten  the retired community of the opportunities that await them just over the horizon would be through the AARP (@AARP)Twitter account.

In the interim, I am more than happy to receive any advice or feedback via the comments section below.

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